Financial considerations for college


Staff Writer

Slackers, draggers, and procrastinators! Are you aware of CCC offering payment plans for students who wait until the last-minute to get things done? Well, for the few that are not aware, CCC has partnered with Nelnet or the Chargeback Plan.

A chargeback is the return of funds to a consumer, forcibly initiated by the consumer’s issuing bank. Specifically, it is the reversal of a prior outbound transfer of funds from a consumer’s bank account, line of credit, The new chargeback policy only affects students who live outside of Cumberland County.

An initial letter was sent out in June explaining the policy. If students did not read he letter carefully, registration could be an issue. When it came time for registration, a gentlemen in the financial aid department explained that paperwork needed to be collected at Salem Community College and returned to CCC by the fourth of October, then additional money would be charged to tuition.

The new chargeback policy has made life much more difficult for people who live in Salem County, yet reside much closer to CCC. This new policy may not affect most people on campus, however, it is a stressful burden for those who are already bogged down trying to balance school, work, and family life.

All students should become aware of the ever-changing policies that continue to present themselves on this campus. So keep your chin up and your ears and eyes open and get your paperwork in before the deadlines.

Nelnet is a leading education planning and financial company that provides billing and customer service for many student loan lenders, including the Department of Education. The company also provides students with the comfort of having installments that are affordable. Paying for tuition and course fees through a pay plan company is sweet!

A CCC Bursar office staff person, Tracy Butcher, who oversees Nelnet has states, “Nelnet is a great idea for the students here on campus”. Butcher then states those students who run into a financial problem will find that Nelnet is a perfect opportunity for them. Butcher, also stated that the earlier you sign up for this program, the better the program will work for you. Butcher also shared that once you have enrolled in this program you can set up for reoccurring payments. While concluding my interview with Butcher, she stated the times for enrollment for Nelnet. If you plan to attend the spring 2012 semester, you should be enrolling into the program no later than the second week of November to have the class your inquiring about for spring. If you plan to attend the fall of 2012 your paper work should be in no later than May 2012. This will give you enough time to get your grant and loan paperwork into the appropriate CCC staff.

Now to get started with Nelnet, you first must stop by the CCC Bursar office and ask for a brochure. You must have a valid credit or debit card so that the monthly payment can be automatically deducted from your account. Also, with the convenience of the Nelnet payment plan there is a one-time enrollment fee of $25. This program is for the best interest of students to help them pay for college and not graduate with a financial burden.

Full-Time work and school


Staff Writer

After high school, the future is right at your figure tips. For most graduates and people who take a few years off, college is a top option to create that future. To get the career that they want, college is the way. But with college, there are payments, loans, and filling out FASFA forms to afford school. The majority of the time those funds don’t pay for everything. The only option is to work a full or part-time job to pay for the extra expenses. For a full-time student, you also have to have health insurance, you need a large number of textbooks for classes, food, and gas to travel to class.

With a full load of credit classes and work, time is very limited. Most students start their mornings with morning classes until the afternoon and then they are off to work. Many full-time students are here more than twice a week.

That is a big commute to and from home, including work. A full-time college Senior at Rowan University, unlike some college students that have it easy and bill-free, has a car payment, car insurance of per month, and other daily expenses such as food, gas, and essentials to pay.  Classes Monday through Thursday, with Tuesday and Thursday from 9am-8pm consist of a very long and hectic day. Five classes with a total of 15 credits can be stressful. Working as a manager 35-40 hours per week for a restaurant also creates stress. Carlo Favretto a senior at Rowan said,“I love my job, sucks but it is because I can’t always go out like everyone does on the weekends because that is the only time I can work.  To pay monthly and daily expenses, I need to work.” On campus you’ll see students coming and going. CCC student, Lauren Cubiz is one of those busy bees. “Squeezing homework in between my work and school schedule isn’t easy, but definitely is manageable,” Cubiz says. “I actually enjoy being caught up in all the movement. It’s definitely something to keep me focused on my priorities.”  The harder your willing to work and the more focused you are, the better the outcome is to obtain the degree you want.

Top 5 trends For students


Staff Writer

The time has come to bid adieu to summer trends like maxi dresses and dolmen tops and to say hello to fall trends of 2011.  The top 5 must have trends for the fall are leather, colored denim, stacked heels, Midi length skirts and dresses, and heritage jackets.

Leather is the perfect material for the fall because it’s stylish and helps to keep you warm when out in the brisk air. Although some runway collections featured full-out leather dresses, you can still be apart of the trend without going so extreme. Colored denim are fun items to have in your wardrobe because it adds personality to every outfit. Colored denim is also versatile and can be dressed up or down depending on the occasion.

Another great trend for fall 2011 is stacked heels. The heels on these shoes look like thin pieces of wood stacked together. The stacked heel can be found on ankle boots, cowboy boots, wedges, and pumps. They come in a plethora of styles including Oxford, booties, suede, and knee highs. Stacked heels are great to wear on campus because they’re easy to walk in.

Midi length dresses and skirts are definite for the fall. Midi length means it falls just below the knee. Styles for midi lengths range from peats to a-lines to geometrical lines and pencil skirts. One of the best things about midi lengths is they flatter every body type because of their variety.

The final trend is heritage jackets. Heritage jackets come in a variety of lengths and button styles so you can  pick and choose what best suits your personality.


Bullying Can Change a Life Forever


Staff Writer

Photo of Tyler Clementi, a Rutgers University student who committed suicide after being bullied.


What’s Bullying? Bullying is when someone keeps doing or saying negative things to have power over another person.

The Spring 2011 issue of The Voice article entitled ‘’Bringing the Fight to the Bully” written by CCC alumni Cameron Meiswinkle stated that over 75% of students are subjected to harassment by a bully or cyber-bully and have experienced physical, psychological and/or emotional abuse.

Many of us know that name-calling is bullying and saying or writing things about someone that is derogatory is also a form of bullying.

Have any of these things happened to you or have you ever treated another human being in this way?

Question yourself!

How can a bully live with himself knowing that his actions or words will eventually harm another person?  The question still remains! Why? There are several reasons why bullies bully.  Bullies try to make people feel like less of a person because of their own insecurities.  It allows him to feel better because other people have been intimidated by his actions.

A bully’s behavior sometimes goes unnoticed by himself or others around him, and he doesn’t understand what he’s doing. Maybe he’s acting out behavior that was modeled for him. The majority of the time, his bullying ‘actions’ are for no particular reason.  He may not be happy with himself so to make himself feel better, he picks on somene else.

On September 29, 2010, one of our own New Jersey natives took his life because of bullying. Tyler Clementi, 18 of Ridgewood, NJ posted “jumping off GW bridge sorry”  on Facebook,  moments before he committed suicide.  Clementi, a Rutgers University student, jumped off the bridge after being bullied by two of his RU classmate. This horrific incident was the wake up call for higher authorities across the nation to take action. “New Jersey was first to implement the toughest anti-bullying law in the nation,” said Matthew Friedman in a article.  As for the law itself, New Jersey Governor Chris Christy said, “It will carry the maximum sentence if found guilty of bullying.”

Governor Christie also signed the Anti Bullying Bill of Right’s which will now require teachers, administrators and other employees to have more training on bullying.  The most important thing is that we educate ourselves on bullying. By educating ourselves on the subject matter, we can’t go wrong.

X-Country team runs into new head coach


Staff Writer

Athletes running in the Duke Invitational Meet on campus

While most of us are getting our day started,  the CCC Cross Country team is preparing themselves mentally and physically for the 2011 season. Michelle Hoxworth, is the team’s new head coach for men and women. She was approved for this position in July of this year. “I am thrilled to have this position,” Hoxworth stated.  Hoxworth, who was an All- American Athlete while in college now hopes to keep her team motivated by staying positive. Hoxworth also runs with her team during practices, and she varies the workouts to keep them fresh and interesting. Hoxworth’s long-term goal is to put the CCC Cross Country program on the map, by making it the premier junior college cross country program, especially for the northeast region.

The  team recently traveled to Cheyney, PA, October 14, for the Larry Simmons Invitational. Duke’s  Estevan Barreras took top honors by placing first overall in the meet with a time of 17:18. The  men’s team as a whole placed 2nd at the meet. Scoring for the Duke’s were Estevan Barreras, Chris McCray, Robert Carollo, Joe Napoli, and Rashad Williams. On the women side, the fastest runner for the Duke’s was Contessa Ketterer in a time of 23:15. This was an open meet where universities and colleges attended. The 6K cross-country course consisted of very challenging hilly terrain.

A full Cross Country Team (XCT)  consists of five runners for scoring. So far, this year’s team consists of 11 freshman and 5 sophomores. However, the XCT  is still adding athletes to its roster. Anyone is welcome to participate on the team, whether they are seasonal athletes or new runners to the sport. Cross Country is one of a few sports where one can have little or no experience and still excel by the end of the season. The workouts are well tailored to specific needs of  individuals.

The athletic program at CCC promotes academic excellence as well as athletic development, althought the basic reqirements of all athletes are simply to be a full-time student and maintain at least a 2.0 GPA. Hoxworth also stated that she is a strong supporter of the Athletic Department  Academic Monitoring System. “I feel this is a great system because it brings the focus back to academics and offers assistance to those students who need it before its too late,” Hoxworth stated in regards to the program. The academic monitoring system is a way of tracking the athlete’s performance and attendance in classes. All Athletes are encouraged to turn in their forms, which consists of their professor’s signature. Without this form, athletes are at a disadvantage to compete. The team practices Monday through Thursday at 8:30 pm and Sunday at 6 pm. If anyone is interested in joining the team, Coach Hoxworth can be reached by email at, or extension 396 through the college.

CCC’s Theater Roundup


Staff Writer

Bay-Atlantic-Symphony-Opera Program

If you are into Opera you won’t want to miss the Bay-Atlantic Symphony. They perform on Saturday, November 5th at 8:00p.m. They are opening the season with selections from “The Marriage of Figaro”, performed by five soloists from Opera Vivente. It will also be followed by one of Mozart’s most beautiful and renowned symphonies, “No. 36, Linz.”

The Odd Couple 

This is year’s major event is “The Odd Couple”. The play, produced by Neil Simon, is a hilarious comedy, and was a broadway hit for years!  The plot involves a neatnik, Felix Unger, who tries living together with a sloppy Oscar Madison. Although they have their differences, and go through many comical hardships, they realize that friendship can overcome anything.  This production has been entered into the Kennedy Center American College Theater Festival. This is the school’s biggest play of the year and the actors and directors at CCC never disappoint their audience. Come out and share some giggles supporting and enjoying the student’s main event of the year! The play runs from Thursday, November 17, to Sunday, November 20. Thursday-Saturday the show starts at 8:00p.m., and at 3:00p.m. on Sunday.


Evening of Scenes and Monologues

On Thursday December 8th at 8:00p.m. there will be performances by the glorified Deborah Bradshaw’s advanced acting class. There will be an awesome variety of various scenes and monologues performed by CCC’s seasoned actors. The icing on the cake for this event is that tickets are free! However, seating is limited and you must first obtain a ticket and then your seat will be assigned. Don’t miss the opportunity to witness the talents our students have to offer. The variety is a fascination in itself, and is directed by an amazingly talented director; Deborah Bradshaw. Grab your tickets at the box office in the Fine and Performance Arts building before you miss this free night of entertainment and a riveting performance!


Messiah Sing-Along

The Messiah Sing-Along will take place on Sunday December 11th at 3:00p.m.   You can sing along or just relax and listen to Handel’s beloved masterpiece. Solo arias will be sung by professional vocalists and will be accompanied by a chamber orchestra, plus an on-stage chorus of approximately 60 voices. Sing-along with the chorus as the conductor leads you in favorites such as “For Unto Us a Child is Born,” “Glory to God in the Highest,” and the magnificent “Hallelujah Chorus.”

Music scores will be available to borrow at the door. Tickets: $10 for all ages.

Broadway Tonight!

Join students of CCC Theatre Arts and Deborah Bradshaw’s musical theater class on Wednesday, December 14th at 7:00p.m. as they take to the stage for an evening of enduring Broadway musical classics. Tickets are free and required for entry. Seating is limited and must be assigned.

Bay-Atlantic-Symphony-Strings Program

This program will be held on Saturday, January 28th at 8:00p.m. and features Dvorak’s folksy and elegant Serenade for Strings. Mendelssohn’s masterpiece, Sinfonia No. 7, will be featured as well. This piece is filled with counterpoint, soaring melodic lines, and youthful spirit. Delight in New Jersey composer George Walker’s most celebrated work, his Lyric for Strings, plus Edward Elgar’s Serenade, op. 20, in E minor. Tickets are $25 for Adults, $20 for ages 55 & over, $10 for college students and ages 17 – 12, $5 for ages under 12.


From Mr. Arthur Horn to “Coach Horn”

Coach Arthur Horn


Staff Writer

Cumberland County College Men’s Basketball team has a new coach this year. Arthur Horn will be coaching the team this year and plans to structure a strong united team. Horn is a teacher here at the school and believes that academics are a crucial part of success on the court.  There have been academic issues concerning the Men’s Basketball team for several years now.  Horn hopes to change that and hopefully strengthen a team that can last throughout the year. Since there is a criteria that the players have to uphold to stay on the team and continue on into the spring semester, academics are very crucial. Coach Horn states, “In order to build a team and have consistency the definitive key is not only to keep players on the court, but in the classroom as well.”

Being part of a team helps students retain information, and also gives them the extra incentive to do their best in their classes in order to keep their spot on the team. A player must uphold a G.P.A. no lower than a 2.0 to continue playing. Another reason  Horn is perfect for the job is because he has been playing competitively basketball  from fifth grade  through high school. He attended Cumberland Regional. He has been an assistant coach for the Bridgeton High School men’s basketball team for the last 10 years.

Currently, there are approximately 60-65 students interested in being a part of the CCC team, however, when try-outs are over, there will be a team of 15 to 18 men.  Because of challenges in academics, a team of 18 players has decreased to 8 players mid semester. Horn’s  goal is to have the same team formed in the start of the semester to remain the same at the end of the semester. Structure is very important, as he wants a highly competitive team who can support each other , as well as, encourage one another to be strong individuals on and off the court. Horn states, “Consistency was the main issue in the past and will be my main focus in the future of the Men’s Basketball team here at CCC.”

If you are interested in joining the team, you can contact Coach Horn by stopping into the EOF office in the student services center, or email, or call extension, 259. Good luck to this year’s new head coach and players. Best wishes for a strong successful season!

What’s Your Sign? By: AMANDA LABOY Staff Writer

Everyone knows their birthdays, but do you know your sign and what it means? Some say that zodiac signs are a spiritual preference, others a greater source. Astrology is based on seasons and the relationships between the planets.
Zodiac signs also revolve around the elements: fire, earth, air, and water. The fire signs desire freedom. Fire signs are Aries, Leo, and Sagittarius. The earth signs desire security. Earth signs include Capricorn, Taurus, and Virgo. The air signs desire freedom and use their minds to make sense of their lives. These signs are Libra, Aquarius, and Gemini. The water signs also need security and are attuned with waves of emotion. The water signs are Cancer, Scorpio, and Pisces.
When you meet someone for the first time, it is easy to predict what his/her sign may be. If you meet someone that is very outgoing and loves the spotlight you may predict that that person is a Leo. Marina Andaloro from Cumberland County College is a Libra. When asked if she thought her sign fit her personality she replied, ”Yes, I feel like it fits me because Libras are outgoing and truthful.”
The cardinal signs are Aries, Cancer, Libra, and Capricorn. The common trait between these signs is the impetus to initiate or create, or to counter any institutive with another. The fixed signs are Taurus, Leo, Scorpio, and Aquarius. These signs are inclined to sustain or stabilize what has already been created, or to resist or practice endurance in the face of another’s initiative. The mutable signs are Gemini, Virgo, Sagittarius, and Pisces. These signs take what has been created and attempt to alter or adapt it.
We all have read our horoscope at one time or another, and have been either pleasantly surprised or horribly stunned. Sometimes your horoscope can leave you with a great outlook about your day. It can also do the opposite and leave you dreading the rest of your day.
Zodiac signs can also help you choose mates based on sign compatibility. There are certain signs that just don’t mix. Have you ever began a relationship, looked at your compatibility, and realized your signs didn’t fit? David Santiago of Cumberland County College has. He stated, “I was in a relationship for two years [and] things were just not good. After it ended I was curious and looked up our compatibility and realized we did not fit each other at all! It would have saved me two years!”
One could argue that zodiac signs characteristics can either fit you perfectly or be the complete opposite. There is no set of characteristics that can define every single person, but it’s nice to see what’s in store.


Created by Ashlee Chance

Ready, Set, GoPrint!

There’s something new at CCC this year called GoPrint and students are asking the question, why? Many students felt GoPrint to be unfair because of the limited amount of pages and the fact that they were involuntarily obligated to abide by this new policy. GoPrint the new and improved high speed printing system created to make your lifestyle easier an eco-friendly. David Stump Director of Grant and his leadership team wanted to be involved in something not only that could help CCC but also could serve to be more environmentally responsible too.
The team collaborated with the Information Technology department that was already making the move on improving printing and copying services at CCC. The team quoted, “Our primary goal — first and foremost — was to provide better, faster, more efficient, “greener” printing for Cumberland County College students.”
GoPrint was based on survey feedback from our CCC students and staff an also a number on south jersey colleges. What they discovered was that none of the colleges that were surveyed were providing students with free printing services or even a preset number of free pages. In fact they discovered almost all, colleges were charging higher rates for printing services than CCC. The Pathway Team tried to provide the least expensive price structure for students, initially allocating 100 free pages per year to each student, and keeping per-page print fees very low (5 cents per page, 7 cents per duplex page) and competitive compared to service providers such as Staples. The free page allocation has now been adjusted up to 200 pages. The Pathways team worked hard together to determine the best number of free pages to allocate to each student due to classes requiring students to print more pages than other classes for example, English Comp and Computer graphics vs. Biology.
Taking these concerns into consideration, the Pathways Team and College Information Technology Department decided to boost the number of free pages to 200. The three high-speed locations that have been created provide much greater printing capacity and more services (duplex printing, hole-punching, stapling, etc.), are conveniently located in high-traffic student areas such as the science an computer labs and also the library which, are well equipped and configured. Instructions are clear and support is available to you.

There are some CCC students who support GoPrint such as Rockay Davis, who feels, “GoPrint is an awesome idea for CCC to be involved in because its shows respect and responsibility towards the environment.” Another student Rick Fentdent, states, “GoPrint is a great idea, in fact, the pricing of GoPrint should be higher”. One of the advantages of GoPrint is that the College can now track student printing much more accurately. At the end of each semester, and again at the end of the academic year, CCC will evaluate GoPrint to save money for the CCC community and to save the environment.